New Calculation Method Applied on EC Quote
WE HEARD YOU & TOOK ACTION!
Split EC Rates on SME Business Insurance Solution (NEW)
With effect from 18 September, a new calculation method is applied to the EC premium of SME Business Insurance Solution (NEW). This should improve our competitiveness in the market significantly and allow us all to capture more wins.
EC premium for Clerical vs Other Staff will be calculated in split rates. Hence you may obtain a lower premium if the insured mainly employed clerical staff. On the other hand, a higher overall premium will be quoted while the insured mainly employed manual workers.
Entering the occupation details accurately is extremely important.
We prepared the following case studies for your easy understanding, Please contact your Agency Manager for a briefing session and learn more about the advantage of the new calculation method.
Travel Insurance
How exciting! Everyone starts planning for the next trip under the current quarantine measure "0+3" inbound arrangement. You can travel worry-free with our Annual Travel Policy and Single Trip Travel Policy and enjoy the discount promotion until 31 December 2022
Discount Promotion
From 1 September to 31 December 2022, you can enjoy:
- 20% premium discount on Annual Travel Policy
- 10% premium discount on Single Trip Travel Policy
Key Features of COVID-19 Extension:With effect from 1 June 2022, QBE Hong Kong will offer COVID-19 Extension Coverage as part of the existing Annual Travel Policy and newly applied Single Trip Travel Policy, giving all-rounded protection to our customers.
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Newly Added Staycation Cover:Staycation is becoming more popular in Hong Kong. We are aware of the need for a staycation cover under travel insurance. Therefore, with effect from 1 June 2022, staycation in Hong Kong will be covered under Annual Travel Policy.
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You may refer to the Extension Coverage Endorsement (Annual Travel / Single Trip Travel) to learn more about the coverage details. Other terms, conditions and exclusions are subject to the Policy Wording. |
Motor Insurance Updates
MIB - Levy rate reinstatement with effect from 1 Oct 2022
- 1% for the First Fund Scheme; and
- 2% for the Insolvency Fund Scheme.
- Premiums for policies renewed for periods starting on or after 1 October 2022;
- Premiums for new policies effected for periods starting on or after 1 October 2022;
- Additional premiums for endorsements made for new risks attached to periods starting on or after 1 October 2022.
For further details, please visit MIB’s official website:
http://www.mibhk.com.hk/eng/index.php.
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