Your minimum information checklist
Sending us the right information upfront can help us speed up the process, so you can deliver even better service to your customers.
Below is a list of the minimum information required to complete an initial assessment. Please note our underwriters may request additional information specific to your customer in some cases.
Slip
- Legal entity &/or trading name
- ABN
- Period of insurance
- State of coverage
- Geographic spread – list of locations
- Required policy extension(s) including limit(s) required
- Commission
- Company website
- Predominant business activity & description
- Overview & summary of the business activities, services and/or products offered
- Years in business
- Extensions
- OHS Policy
For renewals: Details as to any significant changes that have occurred to the business over the last twelve months or are expected to occur in the next twelve months. Examples include mergers, acquisitions, divestments, expansion plans, legal name changes etc.
Claims & wages history
- Minimum 5 years claims history (including full details for each claim) & corresponding wages history
- Estimate of wages and number of employees, per state with employee category (e.g, Managerial/ Sales/ Trades/ Directors/ Contractors etc)
Sub-Contractors/ Contractors (where applicable)
- Payments to contractors/ sub-contractors
- $ estimate next 12 months (split by state)
- Type of work carried out
Labour hire
- Payments to contractors/ sub-contractors
- $ estimate next 12 months (split by state)
- Type of work carried out
- Wage roll to numbers
- Employer split by numbers
Workplace health and safety
- Details of any documented Workplace Health Safety, Injury Management & Return to Work processes and any supporting information
- Describe high risk activities conducted by your business & specific controls in place to manage these exposures
Examples of high-risk activities:
- Working at heights
- Mobile plant/forklift
- Remote or isolated employees
- Confined spaces
- Demolition work
- Excavation or trenching
- Hazardous materials
Specific high-risk exposures (information for re-insurance)
For high-risk exposures mentioned below, additional details around nature of the exposure, workers involved, information around labour hire, contractors, Common Law limit of liability etc
Examples of high-risk activities:
- Underground mining or associated services
- Tunnelling, bridge or dam construction
- Handling of, or exposure to hazardous materials (including but not limited to asbestos, silica, radioactive material)
- Offshore activities (i.e. oil rigs etc.) or working on ships
- Operation of aircraft or chartering of flights
- Working at oil refineries
Want to request a quote?
Submit your customer’s quote request using a quote slip with the minimum information to [email protected]
This information is prepared for clients of QBE and their customers. It provides general information only. It does not take into account matters specific to your business. You should always seek independent professional advice before acting upon anything in this document. No part of this publication can be reproduced without the written permission of QBE Insurance (Australia) Limited ABN 78 003 191 035. Normal underwriting terms and conditions apply. Consider the Policy Wordings to see if the product is right for your customer.